SOUTH AFRICA'S LEADING NAME IN ONLINE, PAYDAY LOANS.
FOR FAST, PAPERLESS CASH LOANS UNTIL PAYDAY!
You can apply from R500 up to R3 000, qualify and get paid the same day!
SAME DAY. PAY DAY. EVERY DAY.™

Frequently Asked Questions

Most popular questions


I don't trust applying online. Is it safe to apply on the wanna loan? website and is my information safe?
We use bank-level security technology and protocols! Rest assured that your personal information is protected through our advanced online privacy technology, Thawte SSL Extended Validation Security Certificate. This is the most powerful online security certificate currently available. You will notice a green security lock in your browser bar and a Thawte trust seal at the bottom of our website. These features indicate the level of security we have implemented to protect your personal information. If you would like to find out more on how we collect and use your information, please feel free to read our Privacy Policy.
Can the loan be paid off early?
Yes, we actually encourage it. Unlike many other lenders, we do not penalise you for settling the loan early. The major advantage for early settlement is that you will save money on the interest you have to pay back. We calculate interest daily, therefore you only pay for the amount of days you've had the loan. All you have to do is contact our Customer service department and request an early settlement figure and they will be happy to assist you.
How does the interest and fees work?
This largely depends on how much cash you want to borrow and how long you need it for. We calculate the interest daily and the admin fees are calculated as stipulated by the National Credit Act of 2005 for loans which fall under the "short-term transactions" category. We charge a daily interest of 0.17% which is capped at 5% per month. Our sliders will give you an exact breakdown as to how much you will need to pay back.
How long does it take to get my loan?
If you apply on a weekday we aim for payout the same day your loan is approved. In very few instances it may take a bit longer, depending on how long the post-approval verification checks take. If everything goes according to plan, you should have the cash in your bank account within an hour of your loan being approved. If you apply over the weekend and your loan is approved, you will receive your cash on the next working day.
How much cash can I apply for?
First time customers can apply for a loan between R500-R3 000
If i'm blacklisted can I still apply for a loan?
Yes you can! Although we conduct a full credit assessment, in some instances we will approve applications where the applicant has defaults, judgements or is a registered slow payer. As long as you meet our personal loan criteria you can apply to us for a loan of up to R3 000 and we will see if we can assist you.
Can I take out more than one loan?
We can only give you one loan at a time, therefore you will have to repay your existing loan before we can give you another. We adhere to a strict Responsible Lending Practice which is a basic guideline as to how we combat overindebtedness and reckless lending. We advise you to only borrow what you can afford to pay back. Our short-term solutions are not intended to meet your long-term financial needs.
Will wanna loan? ask me for any documents if I am approved?
No, not at all! Our system is fully automated and is designed to conduct the necessary checks to approve a loan. Therefore we do not require any documents and never will. That's a promise.
What's the loan application process?
That's simple. You use our online sliders to tell us how much money you would like to borrow and when your next salary date is. Complete our short three-minute application form by telling us a little about yourself. We then conduct the necessary assessments and checks and provide you with the outcome within minutes. Once approved, sit back and relax while we finalise your application for payout.
Does wanna loan? perform any checks after I have been approved?
Yes, we perform three basic post-approval checks: bank account verification, employment and customer satisfaction checks. The bank account verification allows us to check whether you are the holder of the bank account you have provided. We conduct a short employment check to establish that you are currently working. Don't worry, we won't inform anyone you work with that you are lending money. Lastly, our payouts team will give you a ring to say hi and make sure that you are happy with our services thus far.



wanna loan? Sam