your privacy and developing technology that gives you the most powerful and safe
Responsible Lending Practice and our Pre-Loan Agreement will govern our relationship
We at wanna loan? believe that your personal information should be handled with
as clearly as possible to assure you that your personal information will be treated
If we have a duty to disclose your personal information in order to comply with
a legal request, or in order to enforce any regulation stated in our Terms and Conditions
policy, we will do so at our own discretion. By using the wanna loan? website, you
consent to the data practices described in this statement.
and use your personal information.
SECURITY, CONFIDENTIALITY AND DATA INTEGRITY
We are subject to the South African data protection laws to which we fully subscribe
and are in strict compliance with. We are a member of the Direct Marketing Association
of South Africa and the South African Fraud Prevention Service and adhere to their
code of conduct.
We at wanna loan? value your personal information just like you. Therefore, we take
all precautionary steps to protect your personal information from misuse, loss or
unauthorised alteration. We have developed a server that stores all your personal
information on a database that has built-in safeguards and firewalls.
We protect your information by using Secure Sockets Layer (SSL) encryption technology
through our security software supplied and managed by Thawte Inc. This level of
protection can be easily identified by a green bar in our browser, indicating the
security certificate and the details of the owners of the domain www.wannaloan.co.za.
Our employees are given limited access to your information, depending on their security
clearance. Your personal information is safe, secure and available only to you and
those whom you have granted permission.
Our servers are hosted in a secure data centre manned 24 hours a day, seven days
a week and use firewalls and other advanced security measures to prevent interference
or access from outside intruders. We test and update our systems regularly to make
sure that our security is not breached. We also have a dedicated team to monitor
movement of information on our database.
COLLECTION OF DATA AND PERSONAL INFORMATION
What is Personal Information?
It is information that identifies you, and which relates to all your details.
How do we collect your Information?
We collect your data from the personal information you provide on the online application
form, and from third party service providers and advertising affiliates.
wanna loan? collect personally identifiable information, such as your South African
ID number, cell phone number, email address, full name and surname, home and/or
work address or telephone number, living details and all your financial particulars.
wanna loan? also collect anonymous, demographic information (which is not unique
to you) such as your ZIP code, age, gender, preferences, interests and favourites.
Information about your computer hardware and software are also automatically collected
by wanna loan? This information may include your IP address, browser type, domain
names, access times and referring website addresses. This information is used by
wanna loan? for the operation of our service, to maintain a high quality of service,
and to provide general statistics to the regulators regarding use of the wanna loan?
Why do we collect and use your Personal Information?
When we receive your personal information, we use it for the following reasons,
but not limited to:
Carrying out the necessary regulatory checks;
Identifying and preventing possible fraudulent activity, as mandated by the South
African Fraud Prevention Service;
Keeping you informed of the latest updates, products and services we and our third
party service providers and affiliates may offer; and
Obtaining, from time to time, your personal information held by the Compuscan credit
This information forms part of our Responsible Lending Practice, mandated by the
National Credit Act, in determining whether or not we may grant you a loan and assessing
your ability to repay the loan through conducting the necessary affordability checks.
Furthermore, we use this information to determine whether or not you meet our minimum,
Please note that we are a registered credit provider as per the National Credit
Act of 2005, and as such have an obligation to carry out these regulatory checks.
wanna loan? engage the services of third parties that help with our online communications.
They may collect and use the information about you to determine your interests in
certain products or services, thereby promoting certain types of advertising that
are most appealing to you.
Please keep in mind that if you directly disclose personally identifiable information
or personally sensitive data through our wanna loan?, public message boards, this
information may be collected and used by others. wanna loan? encourage you to review
the privacy statements of websites you choose to link to from wanna loan? so that
you can understand how those websites collect, use and share your information. We
at wanna loan? are not responsible for the privacy statements or other content on
websites outside of the wanna loan? website and the wanna loan? family of websites.
Passwords and the use of a ‘One-Time Pin’
We may, from time to time, supply you with login credentials and a One-Time Pin.
These are to be used when accessing certain sections of our website. It is your
duty to protect these details from third parties. If you, for whatever reason, suspect
that these details have been used by someone other than yourself, then contact our
customer service department immediately on 0861-189-200.
The wanna loan? website uses ‘cookies’ to help you personalise your
What is a Cookie?
A cookie is a text file that is placed on your hard disk by a web page server. Cookies
cannot be used to run programs or deliver viruses to your computer. Cookies are
uniquely assigned to you, and can only be read by a web server in the domain that
issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save
you time. The purpose of a cookie is to tell the web server that you have returned
to a specific page. For example, if you personalise wanna loan? pages, or register
with the wanna loan? website or services, cookies will help wanna loan? to recall
your specific information on subsequent visits.
This simplifies the process of recording your personal information, such as billing
and shipping addresses, etc. When you return to the same wanna loan? website, the
information that you had previously provided can be retrieved, so that you can easily
use the wanna loan? features that you customised.
You have the ability to accept or decline cookies. Most web browsers automatically
accept cookies, but you can usually modify your browser setting to decline cookies
if you prefer. If you choose to decline cookies, you may not be able to fully experience
the interactive features of the wanna loan? services or websites you visit.
SHARING OF DATA SERVICE PROVISIONS
We may, from time to time, share the data that you submit with third parties such
as marketing affiliates, customer service providers and financial service providers
that are involved in the process of providing the services you request.
We have trusted relationships with these carefully selected third parties who perform
services on our behalf. All service providers are bound by agreement to maintain
the confidentiality and security of your personal information and are restricted
Please note that by accessing this website and providing your personal information,
you give us permission to pass your information on to other parties should we see
fit. If you do not want us to use or pass on your information in this manner, then
please read our instructions at the end of this policy on ‘opting out’.
We will provide you with information about our new products, promotions, special
offers and other information which we think you may find interesting. We may send
you such information via email, mail, telephone or sms. We will continue to provide
you with marketing material through specific methods of communications. This is
a free service sent to you from our marketing department.
Should you wish to opt out from receiving marketing (or related)
communications from third parties that we are affiliated with, you can simply click
on the unsubscribe link, email us at firstname.lastname@example.org
or call us on 0861-189-200.
You may also register on the National ‘opt out’ register
of the Direct Marketing Association of South Africa by going to www.dmasa.org
CHANGES TO THIS STATEMENT
wanna loan? will occasionally update this statement of privacy to reflect company
and customer feedback. We at wanna loan? encourage you to periodically review this
statement so that you may be kept informed of how we are protecting your information.
wanna loan? welcome your comments regarding this statement of privacy. If you believe
that we have not adhered to this statement, please contact us at
email@example.com. We will do our utomost to determine and promptly
remedy the problem.