TERMS AND CONDITIONS

WEBSITE TERMS OF USE

These terms (‘the Terms’) govern your (‘the User's’) use of the wanna loan? (‘the Service Provider's’) website located at the domain name: www.wannaloan.co.za (‘the Website’). By accessing and using the Website, the User agrees to be bound by the Terms set out in this legal notice. If the User does not wish to be bound by these Terms, the User may not access, display, use, download, or otherwise copy or distribute any content obtained from the Website.

These Terms should be read in conjunction with our Privacy Policy, Responsible Lending Practice and Pre-Agreement Statement and Quotation.

UPDATING OF THESE TERMS

The Service Provider may change, modify, add to, or remove portions of these Terms. Changes to these Terms will become effective when the changes are posted on this Website. The Service Provider will notify the User of the changes via email, where possible, or by posting a prominent notice on the Website for a minimum of ten days after the changes have become effective. The User's continued use of this Website following the posting of changes or updates will be considered notice of the User's acceptance of these Terms, including any changes or updates.

CONTENT OF THE WEBSITE

While the Service Provider makes every effort to update the information on the Website on a regular basis, the Service Provider makes no representations or warranties (express or implied) as to the accuracy, completeness or reliability of any information, data and/or content shown on the Website.

The content expressed on this Website is of a general, informative nature, and should not be regarded as any advice whatsoever, whether of a financial nature or otherwise. Before acting on the opinion and ideas expressed on this Website, the User is encouraged to seek the appropriate advice from a requisite third party.


USE OF THE WEBSITE AND INDEMNIFICATION

Through accessing this Website, the User represents and warrants that he/she is legally entitled to do so. If the User subscribes to any of the Service Provider’s product offerings and/or services, then, and in such circumstances, the User warrants and represents that he/she is legally authorised and entitled to subscribe for such product offerings and/or services.
The User hereby indemnifies the Service Provider against any loss, liability, damage or expense of any nature whatsoever, which the Service Provider or any of its affiliates or third parties may suffer as a result of the breach of any warranty given by the User to the Service Provider, whether such breach is directly or indirectly caused.

The Service Provider reserves the right (at the Service Provider’s sole discretion) to modify, withdraw and/or deny the User access to this Website by any means whatsoever.


THE SERVICE PROVIDER'S DETAILS


Wanna Loan Technology (Pty) Ltd trading as wanna loan? (Registration Number: 2011/008277/07);
A private company duly registered and incorporated in terms of the company laws of the Republic of South Africa;
VAT registration number: N/A;
Registered credit provider: Wanna Loan Technology (Pty) Ltd NCRCP 6569;
With its physical address at: Suite 301, Tygervalley Chambers 5, 27 Willie van Schoor Ave, Bellville, 7530
Contact Number: 0861-189-200;
Place of registration: Republic of South Africa;
Chief Executive Officer: Nathan January;
The main business of the Service Provider is to provide short-term, unsecured, monetary loans;
Website: www.wannaloan.co.za; email: talktous@wannaloan.co.za.


COPYRIGHT AND INTELLECTUAL PROPERTY RIGHTS

The Service Provider provides certain information on the Website. Content displayed on the Website, or provided in email format, is provided by the Service Provider, its affiliates or subsidiaries, or any other third party owners of the content (‘the Content’). All the proprietary works, and the compilation of the proprietary works, belong to the Service Provider, its affiliates or subsidiaries, or any third party owners of the rights (‘the Owners’), and the Content is protected by South African and international copyright laws.
The Service Provider may make changes to the Website, the Content or products or services offered through the Website at any time and without notice to the User. All rights in, and to, the Content is reserved and retained by the Owners. Except as specified in these Terms, the User is not granted a licence or any other right, including under copyright, trademark, patent or any other intellectual property rights in, or to, the Content or otherwise.


LIMITED LICENCE TO USERS

The Service Provider grants to the User a non-exclusive, non-transferable, limited and irrevocable (irreversible) right to access, display, use, download, and otherwise copy the current and future Content for personal, non-commercial and informative purposes only.

This Website and the Content may not be reproduced or otherwise exploited for any commercial purposes without the express, prior, written consent of the Service Provider.

The licence does not allow the User to collect product or service listings, descriptions, or other information displayed here, and does not allow any derivative (copied or derived) use of the Website or the Content for the benefit of another merchant. The User may not frame the Website or the Content without the express, written consent of the Service Provider.
The Service Provider and the Owners do not offer products or services to minors. If you are over the age of 18, you may act upon any offers, or make use of any services on the Website.
Any unauthorised use of the Website terminates this licence.


PERMISSION TO LINK TO THE WEBSITE

The User may not establish a hyperlink, frame, meta tag or any such similar reference, whether electronically or otherwise, to the Website or any subsidiary pages, without first obtaining the prior, written approval of the Service Provider. The Service Provider reserves the right to withhold or grant such approval subject to any terms upon which the Service Provider is willing to provide such approval.

CRAWLERS AND SPIDERS

The User may not use any technology whatsoever to search and/or gain information from the Website and/or the Service Provider without the Service Provider's prior, written approval.

LIMITATION OF LIABILITY

Subject to sections 43(5) and 43(6) of the Electronic Communications and Transactions Act 25 of 2002, and to the extent permitted by law, the Website and all Content on the Website, are provided on an ‘as is’ basis, and may include inaccuracies or typographical errors, and the Service Provider, Owners, employees, directors, partners, affiliates and agents will not be liable for any damage or loss or liability of any nature incurred by whoever as a result of any action or omission. The Service Provider and the Owners make no warranty nor representation as to the availability, accuracy or completeness of the Content, or any third party content accessible via an internet link.

Neither the Service Provider nor any holding company, affiliate or subsidiary of the Service Provider or Owners will be held responsible for any damage of any kind, related to the use of the Website, or the inability to access or use the Content or the Website or any functionality, or of any linked website to the extent permissible by law.

Without limiting the generality of the aforegoing, neither the Service Provider, Owners, employees, directors, partners, affiliates or agents shall be liable for, among other things, any loss of business, data, loss of profits, any failure and/or unavailability of the Website for any reason whatsoever, and/or the failure or delay by any third party service provider to render any services which are necessary to ensure the availability of the Website.

Information transmitted over the internet is susceptible to monitoring and interception by third parties. The User bears the sole and absolute risk of transmitting information in this manner. The Service Provider will not be liable for any loss, harm and/or damages suffered by the User as a result of transmitting information of any nature whatsoever to the Service Provider through the Website or otherwise.
The confidentiality of any unsolicited confidential or proprietary information sent to the Service Provider over the internet cannot be guaranteed by the Service Provider. If the User requires any confidential or proprietary information to be sent to the Service Provider, then the User may contact the Service Provider, and the Service Provider shall advise the User of the most appropriate method by which to transmit such information.
The Website is made available for public viewing on the basis that the Service Provider excludes, to the extent lawfully permitted, all liability of whatsoever nature for any loss, harm and/or damage howsoever arising out of the use of the Website, or reliance placed upon the content of the Website.

 

THIRD PARTY LINKS

The Website may, from time to time, include links to third party websites. It is hereby recorded that these links are provided in order to enhance certain featured content on the Website. These links are not intended to signify that the Service Provider endorses or otherwise has any responsibility for the content of the linked third party website. Use of these third party links are at the User's sole and absolute discretion and risk.

The Service Provider does not endorse nor approve (whether expressed or implied) any third party's advice, opinion, information or otherwise of any nature whatsoever.


NO CONTRACTUAL RELATIONSHIP

Nothing in the Website is intended to be, nor should be construed to be, an offer to enter into a contractual relationship with the User, save for these Terms and the Privacy Policy. Advertising of the Service Provider's product offering and services merely constitutes an invitation by the Service Provider to the User to make an application for credit. The Service Provider reserves the right to reject any application made by a User for any reason whatsoever. Should the Service Provider accept the User's application for credit, then such agreement shall be governed by, among other things, both these Terms and the Terms and Conditions relating to the credit loan itself.

APPLICABLE LAW

Use of the Website and/or any dispute arising in relation thereto shall be subject to the laws of the Republic of South Africa, and the User agrees to be bound to the exclusive jurisdiction of the courts of the Republic of South Africa. Either party shall be liable to the other for any and all costs occasioned in any legal action taken against the other on the scale as between attorney and client, including collection of commissions, if any.